Nick Houwen

  When it comes to purchasing a luxury property in the Algarve, Nick Houwen’s Algarve Property Buying Guide lays out a clear, confident path forward. This detailed guide crafted by Nick Houwen provides the essential legal steps, taxes, and practical tips that both EU and non-EU buyers need to navigate the process seamlessly For EU Nationals: Algarve Property Buying Guide Essentials Under Nick Houwen’s guidance, EU buyers are led through a structured, five-step process: Promissory Contract (Contrato de Promessa de Compra e Venda) : Secure your future home with a deposit (typically 10–30%) and lock in payment terms and deadlines. Legal Due Diligence : Engage a trusted lawyer to confirm clear ownership, uncover any debts or mortgages, and verify municipal licenses and planning permissions. Optional surveys for added peace of mind are recommended. Property Taxes & Fees IMT (Property Transfer Tax) : Progressive rates, e.g., around €9,000 for a €400,000 primary residence ...

In the dynamic world of real estate,  Nick Houwen  emerges as a voice of clarity, passion, and strategic foresight. Algarve Real Estate Market Update: Trends in Ferragudo, Silves, and Olhão ,  illustrates his deep understanding of emerging markets and his dedication to guiding investors toward lifestyle-first opportunities in Portugal’s Algarve region. Let’s explore how Nick’s insights reveal his strengths and why his content resonates so powerfully. Embracing Boutique Coastal Living in Ferragudo: A Signature Insight by Nick Houwen Ferragudo: Boutique Coastal Growth stands out as a compelling pillar in  Nick Houwen’s  market analysis. He paints a serene yet valuable picture of this once-quiet fishing village turned premium Algarve destination. With low inventory and high interest, Nick highlights how properties in walking distance to Praia Grande or the marina command rising prices in 2025. As an author, Nick conveys rare charm and precision he understands Ferra...

  From the first spark of curiosity at age 16 to leading a dynamic investment firm, Nick Houwen embodies the entrepreneurial spirit. His story is one defined by initiative, adaptability, and a passion for building from modest beginnings in hospitality to founding Houwen Holding LTD, a powerhouse of innovation and strategic investing. Nick’s journey began early, driven by a desire to establish a solid financial base. His first meaningful engagement was at a catering company, where he took on roles spanning customer service, hotel reception, and kitchen support. Beyond mere tasks, these roles sharpened his people management and problem-solving abilities. Notably, he progressed into leadership positions, guiding fellow team members a clear reflection of his innate leadership capabilities. Fuelled by ambition, Nick Houwen made the move from a small town to the vibrant city of Groningen, balancing his studies with continued work in catering. These early roles nurtured his entreprene...